Billie Ward - Yuma Arizona Real Estate Expert GETTING YOU HOME SOONER!
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Loan Checklist






Picture ID with Social Security Number

Payment to cover application fee.

Name and complete address of all landlords (past 2 years).



Employment history, including names, addresses, phone numbers, and

length of time with that company (past 2 years).

Copies of your most recent pay stubs and W-2 form (past 2 years).

Verification of other income (social security, child support, retirement).

If you are self-employed: Copies of signed tax returns including all

schedules (past 2 years), and a signed profit and loss statement for the

current year.

If you are retired: tax returns (past 2 years).

If you have rental property income: Copies of all lease agreements.



Copies of all bank statements from checking/savings accounts (past three


Copies of all stock/bond certificates and/or past statements/retirement


Prepare a list of major household items and their values.

Copies of title documents for all automobiles, boats, or motorcycles.

Face amount, monthly premiums, and cash values of all life insurance

policies (Cash value may be used for closing costs or down payments.

You need documentation from the carrier indicating cash value).



Credit cards (account numbers, current balances, and monthly payments).

Installment loans (car, student, etc.) Same details as for credit cards.

Mortgage loans (property address, lender with address, account numbers

monthly payment and balance owed on all properties presently owned or

sold within the last 2 years). Bring proof of sale for properties sold.

Childcare expense/support (name, address, phone number).



Bankruptcy – bring discharge and schedule of creditors.

Adverse credit – bring letters of explanation.

Divorce – bring your Divorce Decrees, property settlements, quitclaim

deeds, modifications, etc.

VA only – bring Form DD214 and Certificate of Eligibility.

Retirees – bring retirement and/or Social Security Award Letter.

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